Homeowners and businesses that suffer property damage due to a fire, can expect themselves to be in a troubled situation as a major property loss can paralyze the normal functioning of your personal life as well as business operations.
When the loss occurs, the demands it puts on the people involved, can overwhelm even the families and businesses that normally function quite efficiently. Homeowners and their families as well as commercial property owners and business executives do not have the expertise and knowledge of handling a complex fire insurance claim process. That’s where a public adjuster can come to the rescue.
The requirements of filing a fire damage insurance claim with your insurance company can cause uncertainty and require critical decisions to be made in the nick of time. The representatives of insurance companies may ask you to furnish detailed information, which may appear unreasonable to you, but you have to oblige because it may affect your claim.
At the time when you are already troubled by the loss, understanding the details of your policy and your duties based on what your insurance company tells you, can lead to great confusion.
To avoid all this hassle, you should hire a public adjuster.
In order to arrive at the pre-loss condition of a property, we would carry out a detailed research on how it all happened and how it has left your property in ruins. We will use our valuation and investigative expertise to make sure that every detail is well-documented.
Prosperity Public Adjusters can offer fire damage insurance claims because of extensive experience and knowledge. We can successfully negotiate claims as we understand what damages your policy covers and what it doesn’t, andwe will sit with you to tell you what exactly can be done.
We are qualified, trained, and experienced professionals, who properly make the policyholder understand the options they have, so that a proper claim can be made.
One thing that you should understand is that the staff or independent adjuster that your insurance company sends only works for the benefits of the company and not yours. On the other hand, a public adjuster works to serve you and ensures that your interests are properly represented. Our objective as a public adjuster is to make sure that the provisions mentioned in your policy are honored, and that your fire damage insurance claim is settled fairly by the insurance company.
Depending on the severity of the fire, you may have to stay somewhere else. If you are lucky, you may have family or close friends who have room for you to stay with them. If you have a big family, however, the likelihood of someone having enough room for you is not very big. You must take precautions with your insurance to find out if they cover a hotel stay. If they don’t, you may not want to go that route, not knowing how long you will have to stay away from home.
It is your responsibility to make sure you know what your insurance company will do for you. They don’t work for you, they work for themselves.
Contact us today for a consultation.